Christopher A. Beaulieu, ChFC

<body bgcolor="#ffffff" text="#000000"> <table style="font-family:Arial, Helvetica, sans-serif;" border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"> <tr> <td align="center" width="1%" valign="middle"> <img src="/files/11977/chris2.JPG" alt="Christopher A. Beaulieu, ChFC" height="182" width="145" border="0"> </td> <td> <img src="/graphics/spacer.gif" WIDTH="10" HEIGHT="1" border="0"></td> <td align="left" valign="middle" width="99%"> <span style="font: 10pt Arial, Helvetica, sans-serif;"> <b>Christopher A. Beaulieu, ChFC <br>Financial Consultant</b> <br> <br>935 Jefferson Blvd. <br>Warwick, RI 02886 <br>Phone: 401.691.4128 (or) 866.691.4128 <br>FAX: 401.739.9129 (or) 866.235.7775 <br> <table border="0" cellpadding="0" cellspacing="0"> <tr style="font:10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <td>Email:  </td><td> <a href="mailto:cbeaulieu@jhnetwork.com"> cbeaulieu@jhnetwork.com</a> <br> </td> </tr> </table> </span> </td> </tr> <tr> <td colspan="4" style="font: 10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <p><font face="Arial, helvetica, sans-serif" size="2">My name is Christopher Beaulieu. Welcome to my Web site. </font><br /> <br /> <font face="Arial, helvetica, sans-serif" size="2">As a Financial Consultant of Beaulieu Financial Group, a member of the John Hancock Financial Network and active member of my community, I am dedicated to helping individuals and businesses build their financial futures. </font><br /> <br /> <font face="Arial, helvetica, sans-serif" size="2">To stay on top of my field and develop my professional skills, I’ve regularly attended industry training and certification programs. </font></p><p><font face="Arial, helvetica, sans-serif" size="2">My academic achievements include:</font></p><p class="MsoNormal" style="margin: 0in 0in 0pt"><font face="Arial, helvetica, sans-serif" size="2"><font size="3"><font face="Times new roman"><b style="mso-bidi-font-weight: normal">The </b><st1:place><st1:placetype><b style="mso-bidi-font-weight: normal">University</b></st1:placetype><b style="mso-bidi-font-weight: normal"> of </b><st1:placename><b style="mso-bidi-font-weight: normal">Rhode Island</b></st1:placename></st1:place><b style="mso-bidi-font-weight: normal"><o:p></o:p></b></font></font></font></p><p class="MsoNormal" style="margin: 0in 0in 0pt"><font face="Arial, helvetica, sans-serif" size="2"><b style="mso-bidi-font-weight: normal"><font size="3"><font face="Times new roman"><span style="mso-tab-count: 1"> </span>Bachelor of Science<span style="mso-tab-count: 2"> </span><span style="mso-spacerun: yes"> </span><o:p></o:p></font></font></b></font></p><p class="MsoNormal" style="text-indent: 0.5in; margin: 0in 0in 0pt"><font face="Arial, helvetica, sans-serif" size="2"><b style="mso-bidi-font-weight: normal"><font size="3"><font face="Times new roman">Double Major:<span style="mso-spacerun: yes"> </span><span style="mso-spacerun: yes"> </span>Finance & Insurance<o:p></o:p></font></font></b></font></p><p class="MsoNormal" style="margin: 0in 0in 0pt"><font face="Arial, helvetica, sans-serif" size="2"><b style="mso-bidi-font-weight: normal"><span style="font-size: 10pt"><o:p><font face="Times new roman"> </font></o:p></span></b></font></p><p class="MsoNormal" style="margin: 0in 0in 0pt"><font face="Arial, helvetica, sans-serif" size="2"><font size="3"><font face="Times new roman"><b style="mso-bidi-font-weight: normal">The </b><st1:place><st1:placename><b style="mso-bidi-font-weight: normal">American</b></st1:placename><st1:placetype><b style="mso-bidi-font-weight: normal">College</b></st1:placetype></st1:place><b style="mso-bidi-font-weight: normal"><o:p></o:p></b></font></font></font></p><p class="MsoNormal" style="text-indent: 0.5in; margin: 0in 0in 0pt"><font face="Arial, helvetica, sans-serif" size="2"><b style="mso-bidi-font-weight: normal"><font size="3"><font face="Times new roman">ChFC® Designation<o:p></o:p></font></font></b></font></p><p class="MsoNormal" style="text-indent: 0.5in; margin: 0in 0in 0pt"><font face="Arial, helvetica, sans-serif" size="2"><b style="mso-bidi-font-weight: normal"><font size="3"><font face="Times new roman">Chartered Financial Consultant ®<span style="mso-tab-count: 1"> </span></font></font><o:p></o:p></b></font></p><p><font face="Arial, helvetica, sans-serif" size="2">My education, experience and professional affiliations have fostered my practical approach to offering financial services and advice to my clients. Rather than just recommending a hodgepodge of unrelated products, first I’ll consider your specific financial goals and investment objectives. Working together, we’ll formulate a strategy to help you achieve your goals. Then I’ll recommend the appropriate products and services to help you execute your strategy.</font><br /> <br /> <font face="Arial, helvetica, sans-serif" size="2">Maintaining a strong sense of community and a solid professional foundation are very important to me. </font><br /> <br /> <font face="Arial" size="2">My wife Julie and I have three children, Alexa, Jacob & Katerina, and we currently live in Warwick, RI.</font><br /> <br /> <font face="Arial, helvetica, sans-serif" size="2">Thank you for visiting my website. </font><br /> <br /> </p> </td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/J/TSIa_r4_c1.gif" width="192" height="43" border="0" alt="Calculators"></td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/J/TSIa_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td width="14" valign="top" background="/graphics/J/TSIa_r5_c1.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=136" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Cost of Retirement</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Use this calculator to estimate how much income and savings you may need in retirement.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=137" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Impact of Inflation</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=695" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Retirement Plan Early Distribution</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=702" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Retirement Portfolio Lifespan</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>How Long Will Your Funds Last?</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Calculators>>></font></b></a> </p> </td><td width="14" valign="top" background="/graphics/J/TSIa_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=3002" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Federal Estate Tax Is Much Lower — For Now </font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. 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Utilizing a dollar-cost averaging strategy may help even out your portfolio’s ups and downs, as explained in this article. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=3220" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Help Chart the Future of Your Family Business</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> The transition from one generation to the next is considered to be one of the biggest risks to the survival of a family-owned business. A thoughtful succession strategy not only outlines when and how ownership should be transferred but also takes tax implications, family relationships, and other sensitive issues into account.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td></tr> </table> </td> <td width="225" valign="top"> <table border="0" cellpadding="0" cellspacing="0" width="225"> <tr> <td colspan="2" width="225" height="32" valign="bottom"> <img src="/graphics/J/TSIa_r1_c6.gif" width="225" height="32" border="0" alt="Market Watch"></td> </tr> <tr> <td width="14" background="/graphics/J/TSIa_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <b>May 26, 2012 @ 07:05 PM</b><br><br></font> <table border="0" cellpadding="1" cellspacing="0" width="200"> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$INDU" target="mondo"><strong>Dow Jones Industrials</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>12,454.83</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 74.92</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$COMPQ" target="mondo"><strong>Nasdaq Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 2,837.53</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 1.85</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$SPX" target="mondo"><strong>S&P 500</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1,317.82</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 2.86</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$MID" target="mondo"><strong>S&P Mid-Cap 400</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 934.56</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 1.52</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$TNX" target="mondo"><strong>10 Year Treasury Note</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1.75</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 0.01</strong></font></td></tr> <tr><form action="http://www.emerald.idmanagedsolutions.com/stocks/quote?symbol=" method="get" target="mondo"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <br>[ <a style="text-decoration:none; 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font-family:Arial, Helvetica, sans-serif; font-size:10px;"> <p> 935 JEFFERSON BLVD. - WARWICK, RI 02886 - 401-732-4800 </p> </div> <p style="text-align:center; font-family:Arial, Helvetica, sans-serif; font-size:10px;">We are licensed to sell Insurance Products in the following states:<br /> Arizona, Connecticut, Florida, Massachusetts, Maine, New Jersey, Pennsylvania, Rhode Island.</p> <p style="text-align:center; font-family:Arial, Helvetica, sans-serif; font-size:10px;">We are registered to sell Securities in the following states:<br /> Arizona, Connecticut, Florida, Massachusetts, Maine, New Jersey, Pennsylvania, Rhode Island.</p> <p style="text-align:center; font-family:Arial, Helvetica, sans-serif; font-size:10px;"> Offering John Hancock insurance products.<br> Securities and Investment Advisory Services offered through Signator Investors, Inc.,<br> Member <a href="http://www.finra.org" target="_blank">FINRA</a>, <a href="http://www.sipc.org" target="_blank">SIPC</a>, a Registered Investment Advisor. </p> <p style="text-align:center; 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